National

Professional Development

Results: 51
  1. $150.00

    Countering Human Trafficking

    This course is the second of two courses that introduces the topic of human trafficking. The focus for this course engages the viewer to recognize the various red flags that may be identified based on whether the observable behavior or transaction is human smuggling or human trafficking. Reporting is a key issue; therefore, various aspects will be explored.
    $150.00
  2. $150.00

    Introduction to Human Trafficking

    This introductory course is one of two courses on human trafficking. It will provide an overview of human trafficking and introduce the various aspects of this growing and heinous crime. While many different thoughts about this topic may come to mind, it’s important to sift through the myths and truly understand and know what human trafficking looks like and how it operates. In doing so, this…
    $150.00
  3. $250.00

    Human Trafficking Awareness Suite

    The human trafficking course bundle provides you with the knowledge about the heinous crimes of human trafficking, human smuggling and arms you with tools to identify and combat these crimes. The first course, Introduction to Human Trafficking, key terms such as human smuggling and human trafficking were defined and differences highlighted. A basic understanding of the types and stages of human…
    $250.00
  4. $39.00

    Interactive PDT: Mortgage Math

    Successful loan originators need to have a solid grasp of the concepts and calculations required in order to present clear solutions for their customers. It is crucial for mortgage professionals to understand the basic concepts behind common loan origination calculations; advanced number concepts allow the loan originator to look more deeply into the benefits of a transaction for the borrower. In …
    $39.00
  5. $49.00

    Interactive PDT: Safeguarding Information: The Gramm-Leach-Bliley Act

    This course explores various aspects of the Gramm-Leach-Bliley Act (GLB Act). It discusses the purpose of the GLB Act, the protections offered under its provisions, details of the various privacy and opt-out notices it requires, and the differences in these requirements for consumers and customers. The course also discusses practices prohibited and limited by the Act, as well as penalties for…
    $49.00
  6. $49.00

    Interactive PDT: Rural Development and the Single Family Housing Guaranteed Loan Program

    USDA's Single Family Housing Programs provide homeownership opportunities to low- and moderate-income Americans living in rural areas. This course explores requirements for the Single Family Rural Housing Guaranteed Loan Program (SFHGLP), including eligibility for lenders, borrowers, and properties. Students will also learn about permitted and prohibited use of loan funds, the guarantee process,…
    $49.00
  7. $69.00

    Interactive PDT: The Fair Housing Act

    The Fair Housing Act prohibits making discriminatory lending decisions based on factors such as religion, race, color, national origin, sex, familial status, or handicap. This course will explore protected classes under the law, an in-depth look at prohibitions, and procedures for investigating and resolving violations.
    $69.00
  8. $59.00

    Interactive PDT: TRID

    The TILA-RESPA Integrated Disclosure Rule eliminated the use of previous mortgage disclosure documents and replaced them with two integrated disclosures: the Loan Estimate and the Closing Disclosure. As these disclosure forms are now the standard for almost all mortgage loan transactions, it is essential for mortgage professionals to become familiar with them and to understand how they impact the …
    $59.00
  9. $49.00

    Interactive PDT: The Red Flags Rule

    The continued growth of identity theft harms consumers and damages the mortgage industry. The Federal Trade Commission’s Red Flags Rule requires mortgage professionals to take steps to prevent this form of fraud. Course participants will understand federal efforts to fight identity theft, learn the overall requirements of the Red Flags Rule, gain a familiarity with the expectations that relate…
    $49.00
  10. $69.00

    Interactive PDT: Reverse Mortgages

    As more Americans begin to shift into the later stages of life, many consumers seek additional options to meet continuing financial demands. One mortgage product that has experienced a surge in popularity is the reverse mortgage. Reverse mortgage loans are available only to people who meet a certain age threshold and other requirements; while they offer a way for seniors to meet the costs of…
    $69.00
  11. $99.00

    Interactive PDT: Mortgage Loan Processing 101

    Mortgage Loan Processing 101 provides an exciting crash course in the basic principles of loan processing. Participants will learn the responsibilities of a loan processor, important elements of the loan application process, the fundamentals of credit scoring, and more. Students will have the opportunity to review information relating to automated loan origination and underwriting, credit…
    $99.00
  12. $39.00

    Interactive PDT: Key Components of Credit Reports

    This course will help mortgage loan originators become conversant in and knowledgeable of all aspects of the credit report, its contents, and its role in the loan decision process. It is important to be familiar with the components of the credit report, how the report is compiled, and what the score will ultimately mean for a potential borrower. By examining the specifics of the credit report,…
    $39.00
  13. $79.00

    Interactive PDT: Mortgage Loan Cycle

    In the field of mortgage lending, the term “loan cycle” refers to the process of obtaining and paying off a home loan. This course concentrates on the basic concepts and practices related to the loan cycle, and will provide an overview of the process from start to finish. Each of the steps of the loan cycle and the legal requirements related to each step will be reviewed.
    $79.00
  14. $69.00

    Interactive PDT: The FHA Factor in Mortgage Lending

    In this course, participants will review the role of the Federal Housing Administration and the purpose of FHA loans. Students will explore FHA programs and their unique features, discuss a handful of loan types and the qualifying factors involved in origination, and review the origination and processing steps for FHA reverse mortgages and refinances.
    $69.00
  15. $39.00

    Interactive PDT: The Flood Disaster Protection Act

    Considerations for flood protection must be made for certain financial transactions. In this course, students will review the Flood Disaster Protection Act to learn how it applies to the operations of mortgage professionals. Students will explore the origins of the FDPA, its most essential provisions, and the impact of recent legislation on the Act itself and on the industry in affected areas.
    $39.00
  16. $99.00

    Interactive PDT: Third-Party Vendor Management

    Third-party vendor management is a hot topic for all organizations providing financial services. Several federal regulators, including the Federal Reserve Board, OCC, Consumer Financial Protection Bureau, FFIEC, and more, have issued guidance on how financially-related organizations should be managing third parties. This course introduces the concept of third-party vendor management, explains it…
    $99.00
  17. $99.00

    Interactive PDT: Red Flags of Fraud

    This course educates mortgage professionals on mortgage fraud, identity theft, and the dangers that these practices present to consumers and organizations alike. Students will learn common indicators of fraudulent and harmful practices, and how to equip themselves to recognize and thwart unlawful transactions. Course participants will gain an understanding of federal efforts to identify and…
    $99.00
  18. $59.00

    Interactive PDT: Originating VA Loans

    Due to the unique nature of VA loans and their underwriting standards and the growing popularity of these loans in the mortgage market, it is important to understand how they function and just who may be eligible for this type of financing. This course will help mortgage professionals to understand general concepts about VA lending, including current requirements, eligibility standards, available …
    $59.00
  19. $39.00

    Interactive PDT: Underwriting

    Underwriting is the process of evaluating a loan applicant’s financial information and facts about the real estate used to secure a loan to determine whether it is an acceptable risk for a lender. This course will examine underwriting standards and guidelines, help students understand the various responsibilities of the underwriter, review how to properly complete and organize a file for…
    $39.00
  20. $29.00

    Interactive PDT: The S.A.F.E. Act

    The section of HERA that affects mortgage professionals immediately and most extensively is the Secure and Fair Enforcement for Mortgage Licensing Act (S.A.F.E. Act). This course explains the S.A.F.E. Act and its related topics in detail. The purpose of the legislation is addressed, as well as the requirements for mortgage loan originators instituted by the Nationwide Multistate Licensing System …
    $29.00
  21. $49.00

    Interactive PDT: Appraisals

    In this course, participants will learn the basics of the property appraisal process. This includes a review of the Uniform Standards of Professional Appraisal Practice (USPAP), which govern appraiser conduct, and the entities and regulations that apply to appraisal activities. This course will also briefly discuss appraisal requirements, including standards for providing appraisal reports and…
    $49.00
  22. $39.00

    Interactive PDT: Title Insurance

    This course concentrates on one of the basic concepts related to the mortgage loan cycle: title insurance. This course will provide students with an overview of reasons for title insurance, types of title insurance, and key elements of title. It also discusses the steps in the title process and some important details of the closing and post-closing process.
    $39.00
  23. $29.00

    Interactive PDT: The USA PATRIOT Act, or Know Your Customer

    Title III of the USA PATRIOT Act impacts mortgage lending transactions, requiring verification of customer identities and reporting of suspicious financial activities. The Financial Crimes Enforcement Network (FinCEN) has primary responsibility for investigating, identifying, and reporting information on money laundering and other financial crimes. This section will briefly review of the USA…
    $29.00
  24. $39.00

    Interactive PDT: The Telemarketing Consumer Fraud and Abuse Prevention Act

    Privacy rights are a significant concern for mortgage professionals who are involved in the solicitation of mortgage loans. The Telemarketing Consumer Fraud and Abuse Prevention Act and the Telemarketing Sales Rule protect the privacy of borrowers, and violation of these rules can result in serious liability. Additionally, the Mortgage Assistance Relief Services Rule includes provisions related…
    $39.00
  25. $39.00

    Interactive PDT: The Servicemembers Civil Relief Act

    This course provides an overview of the Servicemembers Civil Relief Act (SCRA) and its applicability to financial institutions. The provisions of the SCRA discussed in this course include protections against default judgments, stays of civil proceedings, rent and mortgages, installment contracts, interest rate protections, and fines and penalties for violations.
    $39.00
  26. $69.00

    Interactive PDT: The Mortgage Profession

    Mortgage origination is an exciting career; few other professions allow exposure to a number of different industries and interesting challenges. With a foot in both the real estate market and the financial industry, mortgage professionals participate in one of the most important financial decisions that many consumers make over the course of their lives.  Good communication skills and the…
    $69.00
  27. $49.00

    Interactive PDT: Federal Foreclosure Laws and Regulations

    This course looks at federal initiatives aimed at addressing foreclosure. Students will learn about federal efforts to curb harmful practices and create opportunities for struggling homeowners to regain ground and recover. Areas covered include the MARS Rule and the CFPB’s Mortgage Servicing Rules. Students will learn the background and details of each law and their applicability in today’s…
    $49.00
  28. $89.00

    Interactive PDT: Fast Track to Success: A Primer for New Mortgage Loan Originators

    There are many facets to the role of a mortgage loan originator; consumers often depend on loan originators to guide them through their transaction. Successful mortgage loan originators have a firm grasp of the many intricacies of their job, and know the importance of remaining well-informed in order to keep up in this fast-paced industry. This course will provide new mortgage loan originators…
    $89.00
  29. $49.00

    Interactive PDT: The Equal Credit Opportunity Act

    In 1974, Congress enacted the Equal Credit Opportunity Act (ECOA) to eliminate discriminatory treatment of credit applicants. ECOA and its regulations, known as Regulation B, are intended to promote the availability of credit to all creditworthy applicants regardless of gender, race, color, religion, national origin, marital status, age, or the fact that the applicant receives income from a…
    $49.00
  30. $39.00

    Interactive PDT: The Truth in Savings Act

    The Truth in Savings Act is aimed at ensuring that consumers are educated through the use of disclosures. This course explores an overview of its provisions, including definitions, the entities that are covered, and penalties for violations of the law. In addition, this course reviews disclosure requirements in detail, as well as information pertaining to calculating interest and advertising.
    $39.00
  31. $49.00

    Interactive PDT: Review of the Electronic Fund Transfer Act

    The Electronic Fund Transfer Act (EFTA) was enacted in 1978 to protect individual consumers engaging in electronic fund transfers (EFTs). The primary purpose of the EFTA is to provide a basic framework establishing the rights, liabilities, and responsibilities of participants in electronic fund transfer systems. This course explores the various provisions of the EFTA, including disclosures…
    $49.00
  32. $39.00

    Interactive PDT: Review of the Consumer Leasing Act

    The Consumer Leasing Act (CLA) is designed to require meaningful and accurate disclosure of all lease terms prior to entering into a contract, providing consumers the opportunity to compare the true cost of leasing an item against financing with credit or paying cash. The CLA also works to protect consumers from false or misleading advertisements. The following course provides a review of the…
    $39.00
  33. $59.00

    Interactive PDT: The Home Mortgage Disclosure Act

    Congress enacted the Home Mortgage Disclosure Act (HMDA) in 1975 to discourage creditors from denying loans to qualified applicants because of personal characteristics like race and sex, and to encourage lending institutions to provide loans to consumers in their communities. HMDA requires covered institutions to submit reports about their mortgage lending activities to help citizens and public…
    $59.00
  34. $69.00

    Interactive PDT: The Fair Credit Reporting Act

    The Fair Credit Reporting Act (FCRA) was enacted in 1970 to improve accuracy, impartiality, privacy, and fairness in credit reporting. This course explores FCRA and its regulatory authority and applicability. Students will learn the significance of its provisions, the rights of consumers to protect themselves and their information, and compliance procedures and concerns under the law.
    $69.00
  35. $59.00

    Interactive PDT: Fair Lending Laws Overview

    This course provides participants with an overview of the history and goals of fair lending laws. This includes information about the current requirements of fair lending laws, legislative and regulatory updates, the role that each law plays in the mortgage industry, and more.
    $59.00
  36. $39.00

    Interactive PDT: UDAAP Regulations

    This course covers the fundamentals of unfair, deceptive, or abusive acts and practices (UDAAP). The course examines provisions relating to these practices, including definitions, processes for identifying UDAAP, and more. It also addresses the applicability of UDAAP standards to the examination procedures set forth by the Consumer Financial Protection Bureau.
    $39.00
  37. $49.00

    Interactive PDT: The Homeowners Protection Act

    Congress passed the Homeowners Protection Act (HPA) in 1998 to facilitate the cancellation of private mortgage insurance (PMI). This course provides a review of the provisions of the Homeowners Protection Act, including definitions of key terms, the scope and coverage of the law, disclosure requirements, guidelines for compliance, and more.
    $49.00
  38. $49.00

    Interactive PDT: A Borrower's Right to Privacy in a Mortgage Transaction

    Privacy rights are a significant concern for mortgage professionals who are involved in the solicitation, origination, processing, closing, and servicing of mortgage loans. Multiple laws protect the privacy of borrowers, and violation of these laws can result in serious liability. The following course reviews the privacy laws that protect borrowers from the time they receive a solicitation for a…
    $49.00
  39. $39.00

    Interactive PDT: The Fair Debt Collection Practices Act

    The provisions of the Fair Debt Collection Practices Act (FDCPA) are increasingly relevant due to the troubled economic times that have followed the collapse of the mortgage market.  When defaults on home loans occur and lenders, servicers, or debt collectors seek to recover missed payments, their debt collection practices may be subject to the FDCPA.  Furthermore, a growing number of…
    $39.00
  40. $49.00

    Interactive PDT: The Home Ownership and Equity Protection Act

    This course provides a review of the Home Ownership and Equity Protection Act (HOEPA) and its corresponding regulations. Participants will review the definition of a high-cost mortgage loan, including the thresholds that help identify loans covered by HOEPA. This course will examine the portions of HOEPA dealing with requirements, including those related to homeownership counseling and…
    $49.00
  41. $49.00

    Interactive PDT: Exploring Loan Servicing

    Mortgage servicers play a key role in the U.S. mortgage market, taking responsibility for the day-to-day management of mortgage loans on behalf of lenders and/or investors. The Mortgage Servicing Rules provide uniform minimum standards for the industry and outline requirements related to providing disclosures, loss mitigation, and other issues pertaining to the servicing of loans. This course…
    $49.00
  42. $59.00

    Interactive PDT: Ethical Dilemmas and the Fight against Mortgage Fraud

    In Ethical Dilemmas and the Fight against Mortgage Fraud, students will learn about the ethical challenges faced by mortgage professionals, legislation implemented to put a stop to harmful practices, and the differences between predatory lending and mortgage fraud. This course educates mortgage professionals on how they can equip themselves to avoid and prevent common ethical pitfalls –…
    $59.00
  43. $49.00

    Interactive PDT: Accurate and Ethical Advertising

    This course will review the legal and ethical importance of truthful and accurate advertising. Specific provisions addressed include those under the Truth-in-Lending Act (Regulation Z) and the MAP Rule (Regulation N).
    $49.00
  44. $39.00

    Interactive PDT: CFPB Examinations: Understanding Procedures, Ensuring Compliance

    The Consumer Financial Protection Bureau (CFPB) has the authority to conduct examinations of a number of entities participating in the financial industry, including mortgage professionals. In its comprehensive Supervision and Examination Manual, the CFPB presents nearly 1,000 pages of examination procedures – a daunting prospect for a mortgage professional attempting to learn about the process. …
    $39.00
  45. $49.00

    Interactive PDT: Adjustable-Rate Mortgages

    This course will focus on essential information about adjustable-rate mortgages, their role in the current mortgage marketplace, and requirements for suitability and disclosures. Course participants will also learn about available ARM products, adjustments and rate caps, and sample calculations.
    $49.00
  46. $49.00

    Interactive PDT: Securitization and the Secondary Mortgage Market

    Securitization is the process by which investors by groups of loans in the secondary mortgage market. This gives lenders a source of funds to continue making new mortgage loans available, supporting a healthy housing market. This course will review basic concepts related to securitization, explore its role in the mortgage industry, and discuss who is typically involved in the process.
    $49.00
  47. $89.00

    Interactive PDT: Ability to Repay and Qualified Mortgage Rules

    This course will provide students with the essential information necessary to understand the Ability to Repay and Qualified Mortgage Rules. This course will help participants understand the importance of the Rules and their effect on the mortgage landscape, and will highlight compliance concerns that may arise. This includes a review of borrower repayment standards, qualification requirements for …
    $89.00
  48. $69.00

    Interactive PDT: Loan Originator Compensation

    The Loan Originator Compensation Rule provides guidance for defining and calculating compensation for mortgage loan originators in loan transactions. This course will provide students with the essential information necessary to understand the Rule, and will help participants understand the importance of the Rule and its effect on the mortgage landscape.
    $69.00
  49. $79.00

    Interactive PDT: The Truth-in-Lending Act

    In this course, participants will review the purpose of the Truth-in-Lending Act, learn the loans and creditors that it regulates, explore required disclosures, and more. Students will review rescission rights, advertising requirements and prohibitions, and mortgage rules covered by the law.
    $79.00
  50. $69.00

    Interactive PDT: The Real Estate Settlement Procedures Act

    This course will review the requirements of the federal Real Estate Settlement Procedures Act (RESPA). With a focus on preventing the charging of unearned fees and illegal exchange of kickbacks and things of value, RESPA is a vital mortgage lending law, and compliance is essential to successful business. Course participants will review the purpose and goals of RESPA, its requirements and…
    $69.00
  51. $99.00

    Interactive PDT: BSA and AML in Mortgage

    The Bank Secrecy Act of 1970 (BSA, or the Currency and Foreign Transactions Reporting Act) requires financial institutions to assist in the detection and prevention of money laundering. This course will provide an overview of the requirements imposed on those persons subject to the law, including information relating to currency transaction reports, suspicious activity reports, and customer…
    $99.00