TrainingPro

Mortgage Lending

Results: 94
  1. $79.00

    Interactive PDT: The Truth-in-Lending Act

    In this course, participants will review the purpose of the Truth-in-Lending Act, learn the loans and creditors that it regulates, explore required disclosures, and more. Students will review rescission rights, advertising requirements and prohibitions, and mortgage rules covered by the law.
    $79.00
  2. $99.00

    Interactive PDT: Mortgage Loan Processing 101

    Mortgage Loan Processing 101 provides an exciting crash course in the basic principles of loan processing. Participants will learn the responsibilities of a loan processor, important elements of the loan application process, the fundamentals of credit scoring, and more. Students will have the opportunity to review information relating to automated loan origination and underwriting, credit…
    $99.00
  3. $69.00

    Interactive PDT: Reverse Mortgages

    As more Americans begin to shift into the later stages of life, many consumers seek additional options to meet continuing financial demands. One mortgage product that has experienced a surge in popularity is the reverse mortgage. Reverse mortgage loans are available only to people who meet a certain age threshold and other requirements; while they offer a way for seniors to meet the costs of…
    $69.00
  4. $49.00

    Interactive PDT: The Red Flags Rule

    The continued growth of identity theft harms consumers and damages the mortgage industry. The Federal Trade Commission’s Red Flags Rule requires mortgage professionals to take steps to prevent this form of fraud. Course participants will understand federal efforts to fight identity theft, learn the overall requirements of the Red Flags Rule, gain a familiarity with the expectations that relate…
    $49.00
  5. $59.00

    Interactive PDT: TRID

    The TILA-RESPA Integrated Disclosure Rule eliminated the use of previous mortgage disclosure documents and replaced them with two integrated disclosures: the Loan Estimate and the Closing Disclosure. As these disclosure forms are now the standard for almost all mortgage loan transactions, it is essential for mortgage professionals to become familiar with them and to understand how they impact the …
    $59.00
  6. $69.00

    Interactive PDT: The Fair Housing Act

    The Fair Housing Act prohibits making discriminatory lending decisions based on factors such as religion, race, color, national origin, sex, familial status, or handicap. This course will explore protected classes under the law, an in-depth look at prohibitions, and procedures for investigating and resolving violations.
    $69.00
  7. $49.00

    Interactive PDT: Rural Development and the Single Family Housing Guaranteed Loan Program

    USDA's Single Family Housing Programs provide homeownership opportunities to low- and moderate-income Americans living in rural areas. This course explores requirements for the Single Family Rural Housing Guaranteed Loan Program (SFHGLP), including eligibility for lenders, borrowers, and properties. Students will also learn about permitted and prohibited use of loan funds, the guarantee process,…
    $49.00
  8. $49.00

    Interactive PDT: Safeguarding Information: The Gramm-Leach-Bliley Act

    This course explores various aspects of the Gramm-Leach-Bliley Act (GLB Act). It discusses the purpose of the GLB Act, the protections offered under its provisions, details of the various privacy and opt-out notices it requires, and the differences in these requirements for consumers and customers. The course also discusses practices prohibited and limited by the Act, as well as penalties for…
    $49.00
  9. $39.00

    Interactive PDT: Mortgage Math

    Successful loan originators need to have a solid grasp of the concepts and calculations required in order to present clear solutions for their customers. It is crucial for mortgage professionals to understand the basic concepts behind common loan origination calculations; advanced number concepts allow the loan originator to look more deeply into the benefits of a transaction for the borrower. In …
    $39.00
  10. $69.00

    Interactive PDT: The FHA Factor in Mortgage Lending

    In this course, participants will review the role of the Federal Housing Administration and the purpose of FHA loans. Students will explore FHA programs and their unique features, discuss a handful of loan types and the qualifying factors involved in origination, and review the origination and processing steps for FHA reverse mortgages and refinances.
    $69.00
  11. $39.00

    Interactive PDT: Key Components of Credit Reports

    This course will help mortgage loan originators become conversant in and knowledgeable of all aspects of the credit report, its contents, and its role in the loan decision process. It is important to be familiar with the components of the credit report, how the report is compiled, and what the score will ultimately mean for a potential borrower. By examining the specifics of the credit report,…
    $39.00
  12. $79.00

    Interactive PDT: Mortgage Loan Cycle

    In the field of mortgage lending, the term “loan cycle” refers to the process of obtaining and paying off a home loan. This course concentrates on the basic concepts and practices related to the loan cycle, and will provide an overview of the process from start to finish. Each of the steps of the loan cycle and the legal requirements related to each step will be reviewed.
    $79.00
  13. $49.00

    Interactive PDT: Federal Foreclosure Laws and Regulations

    This course looks at federal initiatives aimed at addressing foreclosure. Students will learn about federal efforts to curb harmful practices and create opportunities for struggling homeowners to regain ground and recover. Areas covered include the MARS Rule and the CFPB’s Mortgage Servicing Rules. Students will learn the background and details of each law and their applicability in today’s…
    $49.00
  14. $69.00

    Interactive PDT: Loan Originator Compensation

    The Loan Originator Compensation Rule provides guidance for defining and calculating compensation for mortgage loan originators in loan transactions. This course will provide students with the essential information necessary to understand the Rule, and will help participants understand the importance of the Rule and its effect on the mortgage landscape.
    $69.00
  15. $89.00

    Interactive PDT: Ability to Repay and Qualified Mortgage Rules

    This course will provide students with the essential information necessary to understand the Ability to Repay and Qualified Mortgage Rules. This course will help participants understand the importance of the Rules and their effect on the mortgage landscape, and will highlight compliance concerns that may arise. This includes a review of borrower repayment standards, qualification requirements for …
    $89.00
  16. $49.00

    Interactive PDT: Securitization and the Secondary Mortgage Market

    Securitization is the process by which investors by groups of loans in the secondary mortgage market. This gives lenders a source of funds to continue making new mortgage loans available, supporting a healthy housing market. This course will review basic concepts related to securitization, explore its role in the mortgage industry, and discuss who is typically involved in the process.
    $49.00
  17. $49.00

    Interactive PDT: Adjustable-Rate Mortgages

    This course will focus on essential information about adjustable-rate mortgages, their role in the current mortgage marketplace, and requirements for suitability and disclosures. Course participants will also learn about available ARM products, adjustments and rate caps, and sample calculations.
    $49.00
  18. $39.00

    Interactive PDT: CFPB Examinations: Understanding Procedures, Ensuring Compliance

    The Consumer Financial Protection Bureau (CFPB) has the authority to conduct examinations of a number of entities participating in the financial industry, including mortgage professionals. In its comprehensive Supervision and Examination Manual, the CFPB presents nearly 1,000 pages of examination procedures – a daunting prospect for a mortgage professional attempting to learn about the process. …
    $39.00
  19. $49.00

    Interactive PDT: Accurate and Ethical Advertising

    This course will review the legal and ethical importance of truthful and accurate advertising. Specific provisions addressed include those under the Truth-in-Lending Act (Regulation Z) and the MAP Rule (Regulation N).
    $49.00
  20. $59.00

    Interactive PDT: Ethical Dilemmas and the Fight against Mortgage Fraud

    In Ethical Dilemmas and the Fight against Mortgage Fraud, students will learn about the ethical challenges faced by mortgage professionals, legislation implemented to put a stop to harmful practices, and the differences between predatory lending and mortgage fraud. This course educates mortgage professionals on how they can equip themselves to avoid and prevent common ethical pitfalls –…
    $59.00
  21. $49.00

    Interactive PDT: Exploring Loan Servicing

    Mortgage servicers play a key role in the U.S. mortgage market, taking responsibility for the day-to-day management of mortgage loans on behalf of lenders and/or investors. The Mortgage Servicing Rules provide uniform minimum standards for the industry and outline requirements related to providing disclosures, loss mitigation, and other issues pertaining to the servicing of loans. This course…
    $49.00
  22. $89.00

    Interactive PDT: Fast Track to Success: A Primer for New Mortgage Loan Originators

    There are many facets to the role of a mortgage loan originator; consumers often depend on loan originators to guide them through their transaction. Successful mortgage loan originators have a firm grasp of the many intricacies of their job, and know the importance of remaining well-informed in order to keep up in this fast-paced industry. This course will provide new mortgage loan originators…
    $89.00
  23. $39.00

    Interactive PDT: The Flood Disaster Protection Act

    Considerations for flood protection must be made for certain financial transactions. In this course, students will review the Flood Disaster Protection Act to learn how it applies to the operations of mortgage professionals. Students will explore the origins of the FDPA, its most essential provisions, and the impact of recent legislation on the Act itself and on the industry in affected areas.
    $39.00
  24. $99.00

    Interactive PDT: Third-Party Vendor Management

    Third-party vendor management is a hot topic for all organizations providing financial services. Several federal regulators, including the Federal Reserve Board, OCC, Consumer Financial Protection Bureau, FFIEC, and more, have issued guidance on how financially-related organizations should be managing third parties. This course introduces the concept of third-party vendor management, explains it…
    $99.00
  25. $69.00

    Interactive PDT: The Mortgage Profession

    Mortgage origination is an exciting career; few other professions allow exposure to a number of different industries and interesting challenges. With a foot in both the real estate market and the financial industry, mortgage professionals participate in one of the most important financial decisions that many consumers make over the course of their lives.  Good communication skills and the…
    $69.00
  26. $99.00

    3 Hour SC-BFI SAFE: Review of South Carolina Mortgage Law (OIL)

    "Three Hour Review of South Carolina Mortgage Law (BFI) provides a review of the laws that impact mortgage activities in South Carolina. In Module 1, students will review the South Carolina State Board of Financial Institutions and the South Carolina Department of Consumer Affairs, important definitions, provisions related to the licensing and operation of mortgage lenders and mortgage brokers,…
    $99.00
  27. $349.00

    20 Hour HI SAFE Comprehensive: Hawaii Applying Mortgage Knowledge to Exam Preparation (OIL)

    20 Hour HI SAFE Comprehensive Applying Mortgage Knowledge to Exam Preparation is a test-focused mortgage pre-licensing course, organized to review topics specifically outlined in the National Mortgage Loan Originator Test Content Outline. This course meets the federal mortgage training requirements found in the SAFE Act and helps to prepare students for the National Mortgage Loan Originator Test. …
    $349.00
  28. $74.00

    5 Hour UT-DRE: Post Licensure Continuing Education (OSP)

    This course will provide a review of the topics outlined by the Utah Division of Real Estate (DRE) which are required to satisfy post-licensing education requirements for mortgage loan originators in the state. Required topics include Utah’s status as a non-disclosure and non-community ownership state, state-specific mortgage products and programs, the regulatory authority of the Utah DRE, and…

    $74.00
  29. $109.00

    4 Hour WV SAFE Review of West Virginia Mortgage Law (OIL)

    IMPORTANT: West Virginia increased the number of hours to obtain a license as of June 1, 2018. This course meets the new requirements. In the event you will be able to complete the previous education requirement AND apply for your license by May 31, 2018, contact us directly to enroll in the 2 Hour West Virginia course. 4 Hour Review of West Virginia Mortgage Law provides a review of the…
    $109.00
  30. $395.00

    24 Hour WV SAFE Comprehensive: West Virginia Applying Mortgage Knowledge to Exam Preparation (OIL)

    IMPORTANT: West Virginia increased the number of hours to obtain a license as of June 1, 2018. This course meets the new requirements. In the event you will be able to complete the previous education requirement AND apply for your license by May 31, 2018, contact us directly to enroll in the 22 Hour West Virginia course. 24 Hour WV SAFE Comprehensive: West Virginia Applying Mortgage Knowledge…
    $395.00
  31. $250.00

    Human Trafficking Awareness Suite

    The human trafficking course bundle provides you with the knowledge about the heinous crimes of human trafficking, human smuggling and arms you with tools to identify and combat these crimes. The first course, Introduction to Human Trafficking, key terms such as human smuggling and human trafficking were defined and differences highlighted. A basic understanding of the types and stages of human…
    $250.00
  32. $150.00

    Introduction to Human Trafficking

    This introductory course is one of two courses on human trafficking. It will provide an overview of human trafficking and introduce the various aspects of this growing and heinous crime. While many different thoughts about this topic may come to mind, it’s important to sift through the myths and truly understand and know what human trafficking looks like and how it operates. In doing so, this…
    $150.00
  33. $150.00

    Countering Human Trafficking

    This course is the second of two courses that introduces the topic of human trafficking. The focus for this course engages the viewer to recognize the various red flags that may be identified based on whether the observable behavior or transaction is human smuggling or human trafficking. Reporting is a key issue; therefore, various aspects will be explored.
    $150.00
  34. $64.00

    Late CE: 2 Hour OR SAFE A Fresh Look at Oregon Mortgage Law (7423)

    The content for this course is the same as course ID 7423 and is intended to satisfy CE requirements for 2018 or the last year a mortgage loan originator held an active license. Mortgage loan originators who take this Late CE course are prohibited from taking course ID 7423 in 2019.This course will focus on the laws and rules that regulate mortgage loan originators, bankers, and brokers…
    $64.00
  35. $99.00

    3 Hour SC-DCA SAFE: Review of South Carolina Mortgage Law (OIL)

    "Three Hour Review of South Carolina Mortgage Law (DCA) provides a review of the laws that impact mortgage activities in South Carolina. In Module 1, students will review the South Carolina State Board of Financial Institutions and the South Carolina Department of Consumer Affairs, important definitions, provisions related to the licensing and operation of mortgage lenders and mortgage brokers,…
    $99.00
  36. $89.00

    2 Hour FL SAFE: Review of Florida Mortgage Law (OIL)

    2 Hour FL SAFE Review of Florida Mortgage Law provides a review of the laws that impact mortgage activities in Florida. In Module 1, students will review the Florida Office of Financial Regulation, important definitions under the law, and provisions related to the licensing of mortgage loan originators. In Module 2, students will review provisions of the law which outline prohibited practices and …
    $89.00
  37. $89.00

    2 Hour CO SAFE Review of Colorado Mortgage Law (OIL)

    2 Hour CO SAFE Review of Colorado Mortgage Law provides a review of the laws that impact mortgage activities in Colorado. In Module 1, students will spend 6 minutes reviewing the authority of the Colorado Department of Regulatory Agencies, specifically its Division of Real Estate and Board of Mortgage Loan Originators. Students will spend 12 minutes examining definitions important for…
    $89.00
  38. $39.00

    Interactive PDT: The Servicemembers Civil Relief Act

    This course provides an overview of the Servicemembers Civil Relief Act (SCRA) and its applicability to financial institutions. The provisions of the SCRA discussed in this course include protections against default judgments, stays of civil proceedings, rent and mortgages, installment contracts, interest rate protections, and fines and penalties for violations.
    $39.00
  39. $39.00

    Interactive PDT: The Telemarketing Consumer Fraud and Abuse Prevention Act

    Privacy rights are a significant concern for mortgage professionals who are involved in the solicitation of mortgage loans. The Telemarketing Consumer Fraud and Abuse Prevention Act and the Telemarketing Sales Rule protect the privacy of borrowers, and violation of these rules can result in serious liability. Additionally, the Mortgage Assistance Relief Services Rule includes provisions related…
    $39.00
  40. $29.00

    Interactive PDT: The USA PATRIOT Act, or Know Your Customer

    Title III of the USA PATRIOT Act impacts mortgage lending transactions, requiring verification of customer identities and reporting of suspicious financial activities. The Financial Crimes Enforcement Network (FinCEN) has primary responsibility for investigating, identifying, and reporting information on money laundering and other financial crimes. This section will briefly review of the USA…
    $29.00
  41. $39.00

    Interactive PDT: Title Insurance

    This course concentrates on one of the basic concepts related to the mortgage loan cycle: title insurance. This course will provide students with an overview of reasons for title insurance, types of title insurance, and key elements of title. It also discusses the steps in the title process and some important details of the closing and post-closing process.
    $39.00
  42. $49.00

    Interactive PDT: Appraisals

    In this course, participants will learn the basics of the property appraisal process. This includes a review of the Uniform Standards of Professional Appraisal Practice (USPAP), which govern appraiser conduct, and the entities and regulations that apply to appraisal activities. This course will also briefly discuss appraisal requirements, including standards for providing appraisal reports and…
    $49.00
  43. $29.00

    Interactive PDT: The S.A.F.E. Act

    The section of HERA that affects mortgage professionals immediately and most extensively is the Secure and Fair Enforcement for Mortgage Licensing Act (S.A.F.E. Act). This course explains the S.A.F.E. Act and its related topics in detail. The purpose of the legislation is addressed, as well as the requirements for mortgage loan originators instituted by the Nationwide Multistate Licensing System …
    $29.00
  44. $39.00

    Interactive PDT: Underwriting

    Underwriting is the process of evaluating a loan applicant’s financial information and facts about the real estate used to secure a loan to determine whether it is an acceptable risk for a lender. This course will examine underwriting standards and guidelines, help students understand the various responsibilities of the underwriter, review how to properly complete and organize a file for…
    $39.00
  45. $59.00

    Interactive PDT: Originating VA Loans

    Due to the unique nature of VA loans and their underwriting standards and the growing popularity of these loans in the mortgage market, it is important to understand how they function and just who may be eligible for this type of financing. This course will help mortgage professionals to understand general concepts about VA lending, including current requirements, eligibility standards, available …
    $59.00
  46. $99.00

    Interactive PDT: Red Flags of Fraud

    This course educates mortgage professionals on mortgage fraud, identity theft, and the dangers that these practices present to consumers and organizations alike. Students will learn common indicators of fraudulent and harmful practices, and how to equip themselves to recognize and thwart unlawful transactions. Course participants will gain an understanding of federal efforts to identify and…
    $99.00
  47. $64.00

    Late CE: 2 Hour WV SAFE A Fresh Look at West Virginia Mortgage Law (7816)

    The content for this course is the same as course ID 7816 and is intended to satisfy CE requirements for 2018 or the last year a mortgage loan originator held an active license. Mortgage loan originators who take this Late CE course are prohibited from taking course ID 7816 in 2019.This course will focus on the laws and rules that regulate mortgage loan originators doing business in West…
    $64.00
  48. $309.00

    20 Hour SAFE Comprehensive Applying Mortgage Knowledge to Exam Preparation (7-day OIL course)

    20 Hour SAFE Comprehensive Applying Mortgage Knowledge to Exam Preparation is a test-focused mortgage pre-licensing course, organized to review topics specifically outlined in the National Mortgage Loan Originator Test Content Outline. This course meets the federal mortgage training requirements found in the S.A.F.E. Mortgage Licensing Act of 2008 and helps to prepare students for the National…
    $309.00
  49. $99.00

    3 Hour HI SAFE Review of Hawaii Mortgage Law (OIL)

    3 Hour HI SAFE Review of Hawaii Mortgage Law provides a review of the Hawaii S.A.F.E. Act and other laws that impact mortgage activities in Hawaii. In Module 1, students will spend 1.5 credit hours reviewing definitions found in the Hawaii S.A.F.E. Act, as well as information about licensing qualifications and the application process, the reasons an initial license may be denied, and issues…
    $99.00
  50. $99.00

    3 Hour MA SAFE Review of Massachusetts Mortgage Law (OIL)

    3 Hour MA SAFE Review of Massachusetts Mortgage Law addresses the laws in Massachusetts that regulate mortgage loan originators, brokers, and lenders. In Module 1, students will spend 30 minutes reviewing licensing requirements for mortgage loan originators, mortgage brokers, and mortgage lenders. In addition, students will spend 60 minutes reviewing provisions of Massachusetts law related to…
    $99.00
  51. $99.00

    3 Hour NM SAFE Review of New Mexico Mortgage Law (OIL)

    3 Hour NM SAFE Review of New Mexico Mortgage Law provides a review of New Mexico’s Mortgage Loan Company Act, Mortgage Loan Originator Licensing Act, and other laws that impact mortgage lending in the state. The course offers a thorough review of the regulatory scheme for mortgage professionals in New Mexico, including information about the Financial Institutions Division of the New Mexico…
    $99.00
  52. $99.00

    3 Hour NY SAFE Review of New York Mortgage Law (OIL)

    3 Hour NY SAFE Review of New York Mortgage Law addresses the laws in New York that regulate mortgage loan originators, bankers, and brokers. In Module 1, students will review the New York State laws and regulations pertaining to the regulatory authority of the Department of Financial Services, important definitions to consider, licensing, notification, disclosures, advertising, prohibited and…
    $99.00
  53. $99.00

    3 Hour PA SAFE Review of Pennsylvania Mortgage Law (OIL)

    3 Hour PA SAFE Review of Pennsylvania Mortgage Law provides a review of Pennsylvania’s Mortgage Licensing Act and other laws that impact mortgage lending in Pennsylvania, including those dealing with areas such as the Department of Banking and Securities, definitions, license law and regulation, compliance, and disciplinary actions. This course meets the 3-hour Pennsylvania-specific…
    $99.00
  54. $99.00

    3 Hour RI SAFE Review of Rhode Island Mortgage Law (OIL)

    3 Hour RI SAFE Review of Rhode Island Mortgage Law provides a review of the Rhode Island laws that impact mortgage activities in Rhode Island. In Module 1, students will spend 30 minutes reviewing the Rhode Island Division of Banking, which regulates mortgage professionals in the state, as well as important definitions under the law, mortgage loan originator licensing requirements, and required…
    $99.00
  55. $99.00

    3 Hour TX-SML SAFE Review of Texas Mortgage Law (OIL)

    3 Hour TX-SML SAFE Review of Texas Mortgage Law provides a review of the Texas S.A.F.E. Act and other laws that impact mortgage activities in Texas. In Module 1, students will spend 1 credit hour reviewing the operations of the Texas Department of Savings and Mortgage Lending, specifically complaints and investigations, enforcement, and hearings and appeals, as well as requirements relating to…
    $99.00
  56. $109.00

    4 Hour AZ SAFE Review of Arizona Mortgage Law (OIL)

    4 Hour AZ SAFE Review of Arizona Mortgage Law provides a review of Title 6, Chapter 9 of the Arizona revised Statutes, which concerns the business of mortgage professionals. The course offers a thorough review of areas such as the Arizona Department of Financial Institutions, state law and regulation definitions, license law and regulation, compliance, and disciplinary actions. This course…
    $109.00
  57. $109.00

    4 Hour MS SAFE Review of Mississippi Mortgage Law (OIL)

    4 Hour MS SAFE Review of Mississippi Mortgage Law provides a review of the Mississippi Mortgage Consumer Protection Act and other laws that impact mortgage lending in the State of Mississippi, including a review of areas such as the Department of Banking and Consumer Finance, law and regulation definitions, license law and regulation, compliance, and disciplinary actions. This course meets…
    $109.00
  58. $99.00

    3 Hour DC SAFE Review of District of Columbia Mortgage Law (OIL)

    3 Hour DC SAFE Review of District of Columbia Mortgage Law provides a review of the District of Columbia’s Mortgage Lender and Broker Act and other laws that impact mortgage lending in the District of Columbia. The course offers a thorough review of areas such as the Department of Insurance, Securities and Banking, law and regulation definitions, license law and regulation, compliance, and…
    $99.00
  59. $89.00

    2 Hour VT SAFE Review of Vermont Mortgage Law (OIL)

    2 Hour VT SAFE Review of Vermont Mortgage Law provides a review of the laws that impact mortgage activities in Vermont. In Module 1, students will spend one hour reviewing the Licensed Lenders Act, including definitions and the licensing process, as well as important disclosures required by Vermont law, information on escrow accounts, and funded settlements. In Module 2, students will spend the…
    $89.00
  60. $89.00

    2 Hour TN SAFE Review of Tennessee Mortgage Law (OIL)

    2 Hour TN SAFE Review of Tennessee Mortgage Law provides a review of Tennessee’s Residential Lending, Brokerage and Servicing Act, the Tennessee Home Loan Protection Act, and other laws that impact mortgage activities in Tennessee. In Module 1, students will spend 60 minutes reviewing definitions found in the Residential Lending, Brokerage and Servicing Act, as well as information about…
    $89.00
  61. $79.00

    1 Hour CT SAFE Review of Connecticut Mortgage Law (OIL)

    1 Hour CT SAFE Review of Connecticut Mortgage Law provides a review of the Connecticut laws that impact mortgage activities in Connecticut. In Module 1, students will spend 20 minutes reviewing the Connecticut Abusive Home Loan Lending Practices Act, specifically required disclosures and prohibited conduct under the law. Students will also spend 20 minutes reviewing provisions of Connecticut law…
    $79.00
  62. $79.00

    1 Hour OK SAFE Review of Oklahoma Mortgage Law (OIL)

    1 Hour OK SAFE Review of Oklahoma Mortgage Law provides a review of the laws that impact mortgage activities in Oklahoma. In Module 1, students will review the Oklahoma S.A.F.E. Act, specifically the individuals and entities which must be licensed pursuant to the law and the process of obtaining a license. Students will also review requirements associated with maintaining a license, including…
    $79.00
  63. $89.00

    2 Hour CA-DBO SAFE Review of California Mortgage Law (OIL)

    2 Hour CA-DBO SAFE Review of California Mortgage Law provides a review of the laws that impact mortgage activities in California. In this course, students will spend one hour learning about the California Finance Lenders Law and its associated regulations, and one hour reviewing the California Residential Mortgage Lending Act and its associated regulations. In Module 1, students will examine the…
    $89.00
  64. $89.00

    2 Hour ID SAFE Review of Idaho Mortgage Law (OIL)

    2 Hour ID SAFE Review of Idaho Mortgage Law provides a review of Idaho’s Residential Mortgage Practices Act, and revisions made to the Act in order to comply with the S.A.F.E. Act. The course offers a thorough review of areas such as the Idaho Department of Finance, state law and regulation definitions, license law and regulation, compliance, and disciplinary actions. This course meets the …
    $89.00
  65. $89.00

    2 Hour IN-SOS SAFE Review of Indiana Mortgage Law (OIL)

    2 Hour IN-SOS SAFE Review of Indiana Mortgage Law provides a review of Indiana’s Loan Broker Act and other laws that impact mortgage activities in Indiana. In Module 1, students will review definitions found in the Loan Broker Act, as well as information about licensing qualifications and the application process, the reasons an initial license may be denied, issues related to maintaining a…
    $89.00
  66. $89.00

    2 Hour MI SAFE Review of Michigan Mortgage Law (OIL)

    2 Hour MI SAFE Review of Michigan Mortgage Law provides a review of the laws that impact mortgage activities in Michigan. In Module 1, students will spend one hour reviewing the Mortgage Loan Originator Licensing Act and the Mortgage Brokers, Lenders, and Servicers Licensing Act. Students will review definitions, information on license qualifications, compliance issues, and other important topics …
    $89.00
  67. $89.00

    2 Hour MT SAFE Review of Montana Mortgage Law (OIL)

    2 Hour MT SAFE Review of Montana Mortgage Law provides a review of the laws that impact mortgage activities in Montana. In Module 1, students will spend one hour reviewing the Montana Mortgage Act and the Montana Mortgage Broker and Loan Originator Licensing Administrative Rules. Students will examine the authority of the Division of Banking and Financial Institutions, definitions important for…
    $89.00
  68. $89.00

    2 Hour NE SAFE Review of Nebraska Mortgage Law (OIL)

    2 Hour NE SAFE Review of Nebraska Mortgage Law provides a review of Nebraska’s Residential Mortgage Licensing Act, the Installment Loan Act, and other laws that impact mortgage activities in Nebraska. In Module 1, students will spend 30 minutes reviewing definitions and licensing exemptions found in the Nebraska Residential Mortgage Licensing Act and the Installment Loan Act, as well as 45…
    $89.00
  69. $89.00

    2 Hour NH SAFE Review of New Hampshire Mortgage Law (OIL)

    2 Hour NH SAFE Review of New Hampshire Mortgage Law provides a review of the laws that impact mortgage activities in New Hampshire. In Module 1, students will spend 5 minutes reviewing the authority of the New Hampshire Banking Department. Students will then spend 40 minutes reviewing license law and regulation, including a look at the persons required to be licensed and those that are exempt…
    $89.00
  70. $109.00

    4 Hour NC SAFE Review of North Carolina Mortgage Law (OIL)

    4 Hour NC SAFE Review of North Carolina Mortgage Law provides a review of the Anti- Predatory Lending Law, the Residential Mortgage Fraud Act, the Reverse Mortgage Act, the Identity Theft Protection Act, the Mortgage Licensing Act, and other laws that impact mortgage lending in North Carolina. The course offers a thorough review of the requirements related to obtaining an initial license,…
    $109.00
  71. $109.00

    4 Hour NJ SAFE Review of New Jersey Mortgage Law (OIL)

    4 Hour NJ SAFE Review of New Jersey Mortgage Law provides a review of the New Jersey Residential Mortgage Lending Act of 2009, the Home Ownership Security Act, and other laws that impact mortgage lending in New Jersey. The course offers a thorough review of areas such as the New Jersey Department of Banking and Insurance, state law and regulation definitions, license law and regulation,…
    $109.00
  72. $109.00

    4 Hour NV SAFE Review of Nevada Mortgage Law (OIL)

    4 Hour NV SAFE Review of Nevada Mortgage Law provides a review of Nevada’s licensing law and regulations, including mortgage banker, mortgage broker, and mortgage agent licensing, license maintenance, and other unique laws that impact mortgage lending and origination in the state of Nevada. This course meets the 4-hour Nevada-specific pre-licensing education requirement for loan…
    $109.00
  73. $59.00

    Interactive PDT: Fair Lending Laws Overview

    This course provides participants with an overview of the history and goals of fair lending laws. This includes information about the current requirements of fair lending laws, legislative and regulatory updates, the role that each law plays in the mortgage industry, and more.
    $59.00
  74. $69.00

    Interactive PDT: The Fair Credit Reporting Act

    The Fair Credit Reporting Act (FCRA) was enacted in 1970 to improve accuracy, impartiality, privacy, and fairness in credit reporting. This course explores FCRA and its regulatory authority and applicability. Students will learn the significance of its provisions, the rights of consumers to protect themselves and their information, and compliance procedures and concerns under the law.
    $69.00
  75. $59.00

    Interactive PDT: The Home Mortgage Disclosure Act

    Congress enacted the Home Mortgage Disclosure Act (HMDA) in 1975 to discourage creditors from denying loans to qualified applicants because of personal characteristics like race and sex, and to encourage lending institutions to provide loans to consumers in their communities. HMDA requires covered institutions to submit reports about their mortgage lending activities to help citizens and public…
    $59.00
  76. $39.00

    Interactive PDT: Review of the Consumer Leasing Act

    The Consumer Leasing Act (CLA) is designed to require meaningful and accurate disclosure of all lease terms prior to entering into a contract, providing consumers the opportunity to compare the true cost of leasing an item against financing with credit or paying cash. The CLA also works to protect consumers from false or misleading advertisements. The following course provides a review of the…
    $39.00
  77. $49.00

    Interactive PDT: Review of the Electronic Fund Transfer Act

    The Electronic Fund Transfer Act (EFTA) was enacted in 1978 to protect individual consumers engaging in electronic fund transfers (EFTs). The primary purpose of the EFTA is to provide a basic framework establishing the rights, liabilities, and responsibilities of participants in electronic fund transfer systems. This course explores the various provisions of the EFTA, including disclosures…
    $49.00
  78. $39.00

    Interactive PDT: The Truth in Savings Act

    The Truth in Savings Act is aimed at ensuring that consumers are educated through the use of disclosures. This course explores an overview of its provisions, including definitions, the entities that are covered, and penalties for violations of the law. In addition, this course reviews disclosure requirements in detail, as well as information pertaining to calculating interest and advertising.
    $39.00
  79. $49.00

    Interactive PDT: The Equal Credit Opportunity Act

    In 1974, Congress enacted the Equal Credit Opportunity Act (ECOA) to eliminate discriminatory treatment of credit applicants. ECOA and its regulations, known as Regulation B, are intended to promote the availability of credit to all creditworthy applicants regardless of gender, race, color, religion, national origin, marital status, age, or the fact that the applicant receives income from a…
    $49.00
  80. $39.00

    Interactive PDT: The Fair Debt Collection Practices Act

    The provisions of the Fair Debt Collection Practices Act (FDCPA) are increasingly relevant due to the troubled economic times that have followed the collapse of the mortgage market.  When defaults on home loans occur and lenders, servicers, or debt collectors seek to recover missed payments, their debt collection practices may be subject to the FDCPA.  Furthermore, a growing number of…
    $39.00
  81. $49.00

    Interactive PDT: The Home Ownership and Equity Protection Act

    This course provides a review of the Home Ownership and Equity Protection Act (HOEPA) and its corresponding regulations. Participants will review the definition of a high-cost mortgage loan, including the thresholds that help identify loans covered by HOEPA. This course will examine the portions of HOEPA dealing with requirements, including those related to homeownership counseling and…
    $49.00
  82. $39.00

    Interactive PDT: UDAAP Regulations

    This course covers the fundamentals of unfair, deceptive, or abusive acts and practices (UDAAP). The course examines provisions relating to these practices, including definitions, processes for identifying UDAAP, and more. It also addresses the applicability of UDAAP standards to the examination procedures set forth by the Consumer Financial Protection Bureau.
    $39.00
  83. $49.00

    Interactive PDT: The Homeowners Protection Act

    Congress passed the Homeowners Protection Act (HPA) in 1998 to facilitate the cancellation of private mortgage insurance (PMI). This course provides a review of the provisions of the Homeowners Protection Act, including definitions of key terms, the scope and coverage of the law, disclosure requirements, guidelines for compliance, and more.
    $49.00
  84. $49.00

    Interactive PDT: A Borrower's Right to Privacy in a Mortgage Transaction

    Privacy rights are a significant concern for mortgage professionals who are involved in the solicitation, origination, processing, closing, and servicing of mortgage loans. Multiple laws protect the privacy of borrowers, and violation of these laws can result in serious liability. The following course reviews the privacy laws that protect borrowers from the time they receive a solicitation for a…
    $49.00
  85. $109.00

    4 Hour OH SAFE Review of Ohio Mortgage Law (OIL)

    4 Hour OH SAFE Review of Ohio Mortgage Law provides a review of Ohio’s Mortgage Broker Act, the Ohio Mortgage Loan Act, and other laws that impact mortgage lending in Ohio. The course offers a thorough review of areas such as the Ohio Department of Commerce Division of Financial Institutions (the Department), state law and regulation definitions, license law and regulation, compliance, and…
    $109.00
  86. $109.00

    4 Hour OR SAFE Review of Oregon Mortgage Law (OIL)

    4 Hour OR SAFE Review of Oregon Mortgage Law provides a review of the laws that impact mortgage activities in Oregon. In Module 1, students will spend two hours reviewing the Oregon S.A.F.E. Act, the Oregon Mortgage Lender Law, and the Oregon Administrative Rules. Students will examine the authority of the Department of Consumer and Business Services, definitions important for understanding the…
    $109.00
  87. $109.00

    4 Hour WA SAFE Review of Washington Mortgage Law (OIL)

    4 Hour WA SAFE Review of Washington Mortgage Law offers mortgage professionals an overview of the laws that they need to understand in order to make, broker, or originate loans in compliance with Washington law. The review of these laws includes areas such as the Washington Department of Financial Institutions, state law and regulation definitions, license law and regulation, compliance, and…
    $109.00
  88. $119.00

    5 Hour MD SAFE Review of Maryland Mortgage Law (OIL)

    5 Hour MD SAFE Review of Maryland Mortgage Law provides a review of Maryland’s Mortgage Lender Law, Mortgage Originator Law, Equal Credit Opportunity Act, Administrative Procedures Act, Finder’s Fee Law, and other laws and regulations that impact mortgage activities in Maryland. In Module 1, students will spend 60 minutes reviewing the Maryland Mortgage Lender Law and its associated…
    $119.00
  89. $184.00

    10 Hour Nevada SAFE PE Electives (OIL)

    10 Hour Nevada SAFE PE Electives is a pre-licensing mortgage education course that reviews key federal and Nevada state-specific laws and industry operations. This course provides the additional ten (10) hours of electives, including four (4) hours of Nevada state-specific review, required by Nevada law.
    $184.00
  90. $249.00

    15 Hour Utah Pre-Licensing Education: Mortgage Principles and Successful Practices

    This course satisfies 15 hours of pre-licensing education required for Utah mortgage loan originators. Students will review those topics required by the Utah Division of Real Estate, including provisions of Utah law pertaining to real estate, fraud, ethics, and compliance. IMPORTANT: This is not an NMLS-approved course. This course will count towards the 15-hour Utah PE requirement, but will …
    $249.00
  91. $449.00

    40 Hour Utah PLM Pre-Licensing Education: Successful Practices for Principal Lending Managers

    This course satisfies 40 hours of pre-licensing education required for Utah principal lending managers. Students will review those topics required by the Utah Division of Real Estate, including general mortgage industry knowledge, mortgage-related professional practices, federal laws and regulations, residential mortgage lending, office management and supervision, and Utah laws and regulations…
    $449.00
  92. $149.00

    Ax5 Principal Lending Manager Test Prep: Utah State Component

    Test candidates will enjoy this comprehensive, online review course, based specifically on the topics that will be found on the Utah Principal Lending Manager Exam. This course is completed online and is text-based so students can prepare for their exam at their convenience. Because the content is compartmentalized based on the topics found on the PLM exam outline, students can select which areas …
    $149.00
  93. $99.00

    Interactive PDT: BSA and AML in Mortgage

    The Bank Secrecy Act of 1970 (BSA, or the Currency and Foreign Transactions Reporting Act) requires financial institutions to assist in the detection and prevention of money laundering. This course will provide an overview of the requirements imposed on those persons subject to the law, including information relating to currency transaction reports, suspicious activity reports, and customer…
    $99.00
  94. $69.00

    Interactive PDT: The Real Estate Settlement Procedures Act

    This course will review the requirements of the federal Real Estate Settlement Procedures Act (RESPA). With a focus on preventing the charging of unearned fees and illegal exchange of kickbacks and things of value, RESPA is a vital mortgage lending law, and compliance is essential to successful business. Course participants will review the purpose and goals of RESPA, its requirements and…
    $69.00