The content for this course is the same as course ID 6777 and is intended to satisfy CE requirements for 2017 or the last year a mortgage loan originator held an active license. Mortgage loan originators who take this Late CE course are prohibited from taking course ID 6777 in 2018.As the mortgage industry continues to evolve, mortgage loan originators must stay abreast of the topics most pertinent to their everyday business. Mastering Mortgage Lending Laws provides a review of relevant issues facing mortgage loan originators today. Students will examine the provisions of several fair lending laws, including the Home Mortgage Disclosure Act, the Equal Credit Opportunity Act, the Fair Housing Act, and the Home Ownership and Equity Protection Act. Students will take a look at the implications of mortgage fraud on the industry, including ways to detect and prevent fraud. In addition, students will review the steps a mortgage loan originator must take to comply with regulations for the origination of FHA loans.This course is NMLS-approved for seven hours of core continuing education required for mortgage loan originators, as specified by the S.A.F.E. Mortgage Licensing Act. Annual S.A.F.E. Act continuing education requirements include three hours of federal law, two hours of ethics, two hours of nontraditional mortgage lending, and one hour of elective education, for a total of eight hours.