Late CE: 2 Hour WV SAFE A Fresh Look at West Virginia Mortgage Law [2018]

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$64.00
2 Credit Hours

Details

This course is intended to satisfy CE requirements for 2017 or the last year a mortgage loan originator held an active license. Mortgage loan originators who take this Late CE course are prohibited from taking course ID 7815 in 2018. This course will focus on the laws and rules that regulate mortgage loan originators doing business in West Virginia. In Module 1, students will examine the authority of the West Virginia Division of Financial Institutions and important definitions under the law. Students will also review required conduct for mortgage licensees, including duties related to license renewal, tangible net benefit, disclosures, and repayment ability. In Module 2, students will review recordkeeping requirements, prohibited practices for licensees, and disciplinary actions, as well as the Good Funds Settlement Act. This course satisfies the two-hour West Virginia-specific continuing education requirement for loan originators, as specified by West Virginia law. In addition to two hours of West Virginia-specific education, annual S.A.F.E. Act continuing education requirements include three hours of federal law, two hours of ethics, and two hours of nontraditional mortgage lending.

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