The content for this course is the same as course ID 7587 and is intended to satisfy CE requirements for 2018 or the last year a mortgage loan originator held an active license. Mortgage loan originators who take this Late CE course are prohibited from taking course ID 7587 in 2019.This course will provide a review of the topics outlined by the Utah Division of Real Estate (DRE) which are required to satisfy continuing education requirements for mortgage loan originators in the state. Required topics include recent legislative changes to the Utah Residential Mortgage Practices and Licensing Act and the Administrative Code, as well as the updated Real Estate Purchase Contract. Students will also review numerous disciplinary actions taken by the Division in 2016 and 2017.This course satisfies the two-hour Utah-specific continuing education requirement for loan originators, as specified by Utah law. In addition to two hours of Utah-specific education, annual S.A.F.E. Act continuing education requirements include three hours of federal law, two hours of ethics, two hours of nontraditional mortgage lending, and one hour of elective education.