The content for this course is the same as course ID 7599 and is intended to satisfy CE requirements for 2018 or the last year a mortgage loan originator held an active license. Mortgage loan originators who take this Late CE course are prohibited from taking course ID 7599 in 2019.This course will provide a review of the topics outlined by the South Carolina State Board of Financial Institutions (BFI) and the South Carolina Department of Consumer Affairs (DCA) which are required to satisfy continuing education requirements for mortgage loan originators in the state. Required topics include recent legislative changes to the Mortgage Broker Act (MBA) and the Mortgage Lending Act (MLA). Students will also review other provisions of the law, including those related to attorney preference forms, unique identifiers, mortgage broker fee agreements, and mortgage log requirements.This course satisfies the one-hour South Carolina-specific continuing education requirement for loan originators, as specified by South Carolina law. In addition to one hour of South Carolina-specific education, annual S.A.F.E. Act continuing education requirements include three hours of federal law, two hours of ethics, and two hours of nontraditional mortgage lending.