The content for this course is the same as course ID 7486 and is intended to satisfy CE requirements for 2018 or the last year a mortgage loan originator held an active license. Mortgage loan originators who take this Late CE course are prohibited from taking course ID 7486 in 2019.This course will focus on the laws and rules that regulate mortgage loan originators, loan brokers, and lenders doing business in Rhode Island. The topics included in the course are presented according to those outlined by the state as subjects that must be included in order to satisfy the continuing education requirements for mortgage loan originators. Students will spend the first 30 minutes of the course reviewing the Rhode Island Home Loan Protection Act, specifically required and prohibited practices for transactions involving high-cost home loans. Students will spend the remaining 30 minutes reviewing the Rhode Island Fair Housing Practices Act, and provisions of the law related to title attorneys and title insurance, as well as mortgages of real property.This course satisfies the one-hour Rhode Island-specific continuing education requirement for loan originators, as specified by Rhode Island law. In addition to one hour of Rhode Island-specific education, annual S.A.F.E. Act continuing education requirements include three hours of federal law, two hours of ethics, and two hours of nontraditional mortgage lending.