The content for this course is the same as course ID 7456 and is intended to satisfy CE requirements for 2018 or the last year a mortgage loan originator held an active license. Mortgage loan originators who take this Late CE course are prohibited from taking course ID 7456 in 2019.This course will focus on the laws and rules that regulate mortgage loan originators doing business in Pennsylvania. In Module 1, students will examine the authority of the Pennsylvania Department of Banking and Securities, as well as required conduct for mortgage licensees. In Module 2, students will review prohibited practices for mortgage loan originators and provisions of the Mortgage Bankers and Brokers and Consumer Equity Protection Act. Finally, students will take a look at disciplinary action which may be taken when a licensee violates the law.This course satisfies the one-hour Pennsylvania-specific continuing education requirement for loan originators, as specified by Pennsylvania law. In addition to one hour of Pennsylvania-specific education, annual S.A.F.E. Act continuing education requirements include three hours of federal law, two hours of ethics, and two hours of nontraditional mortgage lending.