The content for this course is the same as course ID 6646 and is intended to satisfy CE requirements for 2017 or the last year a mortgage loan originator held an active license. Mortgage loan originators who take this Late CE course are prohibited from taking course ID 6646 in 2018.This course will focus on the laws and rules that regulate individual mortgage loan originators and mortgage loan brokers doing business in Missouri. The topics included in the course are presented according to those outlined by the state as subjects that must be included in order to satisfy the continuing education requirements for mortgage loan originators. In Module 1, students will spend 0.5 credit hours reviewing provisions of the Missouri S.A.F.E. Act and its accompanying regulations, including definitions and requirements to obtain an initial license, as well as requirements related to maintaining a license. In Module 2, students will continue to review the Missouri S.A.F.E. Act and will spend 0.25 credit hours reviewing prohibited and required conduct for licensees under the Act. Students will spend the remaining 0.25 credit hours reviewing the provisions of the Reverse Mortgage Act and the second mortgage lending statute.This course satisfies the one-hour Missouri-specific continuing education requirement for loan originators, as specified by Missouri law. In addition to one hour of Missouri-specific education, annual S.A.F.E. Act continuing education requirements include three hours of federal law, two hours of ethics, and two hours of nontraditional mortgage lending.