The content for this course is the same as course ID 7426 and is intended to satisfy CE requirements for 2018 or the last year a mortgage loan originator held an active license. Mortgage loan originators who take this Late CE course are prohibited from taking course ID 7426 in 2019.This course will focus on the laws and rules that regulate mortgage loan originators doing business in Idaho. In Module 1, students will examine the authority of the Idaho Department of Finance, as well as important definitions under the law. Students will also review required conduct for mortgage licensees and provisions of the law related to fees and charges. In Module 2, students will review advertising rules and prohibited practices for licensees. Students will also take a look at the Consumer Protection Act, information about examinations and investigations, and disciplinary action which may be taken when a licensee violates the law.This course satisfies the one-hour Idaho-specific continuing education requirement for loan originators, as specified by Idaho law. In addition to one hour of Idaho-specific education, annual S.A.F.E. Act continuing education requirements include three hours of federal law, two hours of ethics, and two hours of nontraditional mortgage lending.