The content for this course is the same as course ID 7471 and is intended to satisfy CE requirements for 2018 or the last year a mortgage loan originator held an active license. Mortgage loan originators who take this Late CE course are prohibited from taking course ID 7471 in 2019.This course will focus on the laws and rules that regulate mortgage loan originators doing business in the District of Columbia. In Module 1, students will examine the authority of the Department of Insurance, Securities and Banking, as well as required conduct for mortgage licensees, including the duty of good faith owed to consumers and notification and disclosure requirements. In Module 2, students will review prohibited practices for licensees, as well as provisions of the Home Loan Protection Act. Students will also take a look at disciplinary action which may be taken when a licensee violates the law.This course satisfies the one-hour District of Columbia-specific continuing education requirement for loan originators, as specified by District of Columbia law. In addition to one hour of District of Columbia-specific education, annual S.A.F.E. Act continuing education requirements include three hours of federal law, two hours of ethics, and two hours of nontraditional mortgage lending.