The content for this course is the same as course ID 7477 and is intended to satisfy CE requirements for 2018 or the last year a mortgage loan originator held an active license. Mortgage loan originators who take this Late CE course are prohibited from taking course ID 7477 in 2019.This course will focus on the laws and rules that regulate mortgage loan originators doing business in Arizona. In Module 1, students will examine the authority of the Arizona Department of Financial Institutions, as well as important definitions under the law. Students will also review required conduct for mortgage licensees, including provisions of the law related to license status and duties of mortgage loan originators and their employers. In Module 2, students will review advertising rules and prohibited practices for licensees. Students will also take a look at mortgage fraud and disciplinary action which may be taken when a licensee violates the law.This course satisfies the one-hour Arizona-specific continuing education requirement for loan originators, as specified by Arizona law. In addition to one hour of Arizona-specific education, annual S.A.F.E. Act continuing education requirements include three hours of federal law, two hours of ethics, and two hours of nontraditional mortgage lending.