Interactive PDT: The Home Ownership and Equity Protection Act

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$49.00
0 Credit Hours

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This course provides a review of the Home Ownership and Equity Protection Act (HOEPA) and its corresponding regulations. Participants will review the definition of a high-cost mortgage loan, including the thresholds that help identify loans covered by HOEPA. This course will examine the portions of HOEPA dealing with requirements, including those related to homeownership counseling and disclosures, as well as prohibited terms and practices under the law. Finally, participants will explore higher-priced mortgage loan standards, specifically those related to the establishment of an escrow account and appraisal requirements.

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