5 Hour MD SAFE Review of Maryland Mortgage Law provides a review of Maryland’s Mortgage Lender Law, Mortgage Originator Law, Equal Credit Opportunity Act, Administrative Procedures Act, Finder’s Fee Law, and other laws and regulations that impact mortgage activities in Maryland. In Module 1, students will spend 60 minutes reviewing the Maryland Mortgage Lender Law and its associated regulations and 60 minutes reviewing the Maryland Mortgage Originator Law and its associated regulations. Topics include definitions under the law, licensing requirements and the application process, recordkeeping requirements, prohibited practices for licensees, and disciplinary action for violations of the law. In Module 2, students will spend 60 minutes examining subjects relating to interest and usury, the Maryland Equal Credit Opportunity Act, credit laws, Real Property Law, the Administrative Procedures Act, Criminal Law (including counterfeit private instruments and documents), and other laws and regulations applying to mortgage licensees in Maryland. Finally, in Module 3, students will spend 120 minutes reviewing the Maryland Finder’s Fee Law, including those loans covered under the Act, prohibited practices, disciplinary action, and other provisions. This course meets the 5-hour Maryland-specific pre-licensing education requirement for loan originators, which includes the Maryland Office of the Commissioner of Financial Regulation’s required course topics, and offers a thorough review of the information and laws that license applicants must understand in order to make, broker, or originate loans in compliance with Maryland law.