3 Hour TX-SML SAFE Review of Texas Mortgage Law provides a review of the Texas S.A.F.E. Act and other laws that impact mortgage activities in Texas. In Module 1, students will spend 1 credit hour reviewing the operations of the Texas Department of Savings and Mortgage Lending, specifically complaints and investigations, enforcement, and hearings and appeals, as well as requirements relating to disclosures, loan status forms, the recovery fund, and advertising. Students will also spend 0.5 credit hours reviewing the Department’s examination procedures. In Module 2, students will spend 1.5 credit hours examining Texas home equity loans, reverse mortgages, and foreclosure. This course meets the 3-hour Texas-SML specific pre-licensing education requirement for loan originators and offers a thorough review of the information and laws that license applicants must understand in order to make, broker, or originate loans in compliance with Texas law.