3 Hour SC-DCA SAFE: Review of South Carolina Mortgage Law (OIL)

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3 Credit Hours


"Three Hour Review of South Carolina Mortgage Law (DCA) provides a review of the laws that impact mortgage activities in South Carolina. In Module 1, students will review the South Carolina State Board of Financial Institutions and the South Carolina Department of Consumer Affairs, important definitions, provisions related to the licensing and operation of mortgage lenders and mortgage brokers, and the mortgage log requirement. In Module 2, students will review the mortgage broker fee agreement and provisions of the law which outline prohibited practices and required conduct for licensees, as well as disciplinary action that may be taken for violations of the law. Students will also review provisions of the law related to consumer home loans.This course meets the 3-hour South Carolina DCA-specific pre-licensing education requirement for loan originators and offers a thorough review of the information and laws that license applicants must understand in order to make, broker, or originate loans in compliance with South Carolina law."

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