Since the TRID Rule became effective in October 2015, the mortgage industry has focused on preparing and offering Loan Estimates and Closing Disclosures in compliance with its provisions. As loan originators gain familiarity with these requirements, it is important to review some of the TILA and RESPA regulations that are not related to the TRID Rule. With the use of a fictitious scenario that describes a lending transaction for a fixed-rate conventional mortgage, this course illustrates the challenges of TRID Rule compliance. This course also reviews TILA’s general goals and provides an overview of its rules for rescission and advertising. Finally, this course will conclude with a look at transactions in which mortgage lenders continue to use RESPA disclosures to offer cost estimates and statements of actual charges.