3 Hour HI SAFE Review of Hawaii Mortgage Law provides a review of the Hawaii S.A.F.E. Act and other laws that impact mortgage activities in Hawaii. In Module 1, students will spend 1.5 credit hours reviewing definitions found in the Hawaii S.A.F.E. Act, as well as information about licensing qualifications and the application process, the reasons an initial license may be denied, and issues related to maintaining a license once it is obtained. Students will also examine duties and prohibited acts for licensees, as well as disciplinary action taken against licensees violating the Act. In Module 2, students will spend 1.5 credit hours examining interest and usury provisions, unfair practices in real estate transactions, deeds of trust, and seller disclosures in real estate transactions. In addition, students will become familiar with the Hawaii Fair Credit Extension Act, as well as Hawaii’s real estate principal and agent law. This course meets the 3-hour Hawaii-specific pre-licensing education requirement for loan originators and offers a thorough review of the information and laws that license applicants must understand in order to make, broker, or originate loans in compliance with Hawaii law.