2 Hour SAFE Nontraditional: The Evolution of Nontraditional Lending

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$44.00
2 Credit Hours

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The Secure and Fair Enforcement for Mortgage Licensing Act (S.A.F.E. Act) defines a nontraditional mortgage product as any mortgage product other than a 30-year fixed-rate mortgage. A look at the history of the mortgage market provides context into the restricted use of nontraditional products in the current mortgage landscape. This course will review several nontraditional mortgage products, such as adjustable-rate mortgages and fixed-rate mortgages with terms of 15 and 40 years, including advantages and disadvantages of each and a look at the rules for the origination of nontraditional products.

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