2 Hour SAFE Ethics: Ensuring Fair Lending and RESPA Compliance

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$44.00
2 Credit Hours

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Mortgage loan origination is a competitive field, and building a business and encouraging its growth may lead to legal and ethical challenges. A common tactic for identifying and attracting new customers is the exchange of referrals between real estate professionals and mortgage lenders. This strategy raises a number of ethical concerns as well as the difficult challenge of maintaining compliance with the Real Estate Settlement Procedures Act (RESPA). This course will examine common business-building practices, such as the use of lead agreements, marketing services agreements, co-marketing, desk licensing agreements, and affiliated business arrangements, while considering the risks of violating RESPA when using such strategies.

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