2 Hour NJ SAFE: New Jersey Mortgage Law Updates

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2 Credit Hours


This course will focus on the laws and rules that regulate mortgage loan originators doing business in New Jersey. Throughout this course, students will review fictionalized scenarios based on real regulatory decisions made by the Department of Banking and Insurance in recent months, paired with a discussion of the relevant sections of New Jersey law and regulations. In Module 1, students will review standards for obtaining and maintaining a license, disclosures, fees and charges, and advertising. In Module 2, students will look at prohibited conduct for licensees, prohibited actions for secondary and high-cost loans, and disciplinary action that may be taken when violations of the law occur.

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