2 Hour CA-DBO SAFE Review of California Mortgage Law (OIL)

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$96.00
2 Credit Hours

Details

2 Hour CA-DBO SAFE Review of California Mortgage Law provides a review of the laws that impact mortgage activities in California. In this course, students will spend one hour learning about the California Finance Lenders Law and its associated regulations, and one hour reviewing the California Residential Mortgage Lending Act and its associated regulations. In Module 1, students will examine the authority of the Department of Business Oversight and definitions important for understanding the law. Students will also look at information relating to license qualifications and the application process, as well as responsibilities related to license maintenance. In Module 2, students will review recordkeeping, reporting, and advertising requirements. Students will also learn about required and prohibited conduct for licensees under the Finance Lenders Law and the Residential Mortgage Lending Act, as well as disciplinary action that may be taken as a result of violations of the law. This course meets the 2-hour California-DBO-specific pre-licensing education requirement for loan originators and offers a thorough review of the information and laws that license applicants must understand in order to make, broker, or originate loans in compliance with California law.

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