This course will focus on the laws and rules that regulate mortgage loan originators, lenders, and brokers doing business in California. Throughout this course, students will review fictionalized scenarios based on real regulatory decisions made by the Department of Business Oversight in recent months, paired with a discussion of the relevant sections of California law and regulations. In Module 1, students will review standards for obtaining and maintaining a license, recordkeeping and reporting requirements, and limitations on fees and charges. In Module 2, students will look at prohibited conduct for licensees, as well as disciplinary action that may be taken when violations of the law occur. Students will also spend time reviewing the California PACE program.